Wealth is More Than Income - It's About $$ Consciousness

Wealth is More Than Income - It's About $$ Consciousness

How much can you save in four weeks? Ramit Sethi challenges people to save $1,000 in 30 days. Ramit is a 26 year-old Stanford graduate and has a popular blog, write-ups in the Wall-Street Journal and a bestseller, “I Will Teach You to Be Rich.” * He says Americans “suck at frugality.” I agree, although I think this economy is creating the motivation to change.

We live in a consumer culture that encourages us to spend and consume at every turn. Do you remember President Bush’s admonition after 9-11 to help the economy by going out and “spending?”

Anyone who survived The Depression learned about getting the most out of their money, and their resources, and it’s time to appreciate those thrifty lessons born of necessity.

Ramit observes that he and friends will be out driving and 2 minutes from home, when they’ll want to stop at the local fast-food drive-in, although they have plenty of food at home. Anyone reading this relate?

Did you know the average American spends $5.00 a day on fast-food, sodas and coffee? That’s $1,800 a year and could be a good down-payment on a vacation.

The way to riches according to Rich Dad/Poor Dad author Robert Kirosaki is “not how much money you make, but how much money you keep.”

Here’s my coaches challenge to you: 1) Write down everything you spend for the next month. Just this process alone will make you extra AWARE and ALERT to where exactly your money is going. Then decide how much you want to save in 30 days and 3) What treat you will give yourself at the end of 60 days of saving? The treat could be time with friends, such as a girlfriend pot-luck, a pair of shoes, whatever. (Just don’t spend all that savings.)

(* Modesto Bee May 09)

Call (209) 492-8745 with any questions or email me atlynntelfordsahl@gmail.com.

Personal Note

I have to say it - I’m feeling the effects of the economy on my business income. I’m a very positive, pro-active woman and yet, my income is still down from last year. “It is what it is,” is an old saying from EST, a 70s self-help organization.

I also have to say I’m not worried about it. I enjoy $$ and abundance as much as anyone, yet I’ve never been driven by $$ alone.

With reality in mind, my husband, Dave and I were looking at our income and expenses to date for the year and were tickled to note that we’ve been able to trim expenses without feeling deprived.

Yes, I’m shopping at Winco (my new favorite discount grocery store) and yes, I’ve brought back a budget routine from when I was raising children – make a menu for the week, create a shopping list and keep to the list. (Well, almost – love those Skinny Cow ice cream sandwiches)

I know and trust that the networking, contact follow-ups and all the other good business strategies that we are adhering to WILL reap benefits when the economy turns back around.

July Spotlight

Nepotism Rules:

I am so proud to spotlight Extreme Paintball this month. My son Rich (5X World Paintball Champion) and his ambitious and very hard-working wife, Gina, started this company 10 years ago. They specialize in first time players, company outings and birthday parties.

I get why the guys like this game – it’s safe, pretend war. But women also enjoy it. I’ve played a couple of times and it’s a fun, adrenaline pumping experience. I have to admit I liked shooting paint at my opponents. Rich was a little surprised because normally I’m such a peace monger.

Extreme Paintball has a Paintball Park located at 7336 Dusty Lane, Modesto. The retail store is at 3600 Sisk Rd., Ste. 4K, just north of Vintage Faire Mall. Check out the special prices on party packages online at: http://www.extremepaintball.net 
(209) 545-7730 or 572-0210.

Thrive in '09 Testimonials


"I had a secret goal (neither Lynn nor The Thrive in '09 group knew) to double my income in the month of May and I did it by breaking my goals into daily and hourly tasks.

Coaching has helped me stop focusing on the negative: ie., bad economy and focus on the positive – what I can do to brighten my future. I can’t say thank you enough for offering group coaching that I could afford.”

Elaine Marlett,
Aflac Independent Agent
CA License #0F10148
Modesto, CA 95350
(209) 522-4282


“Since I joined Lynn’s Thrive in ’09 Group I’ve sold over $100,000, in 1 month, which exceeded my goal substantially. This is the largest month I’ve had in 1½ years. What Lynn helped me find within myself helped me achieve this monumental feat.”

Lynn Quijada-Splan,
Director of New Business Development
The Warden’s Office, Modesto, CA
(209) 758-6730


"Within two months of working with Lynn I made my goal of becoming  the top sales person at ITSolutions|Currie, and I'm on target to accomplish the same this month."

Melissa Barry
"The Facilitator"
209-338-3562 Direct


Upcoming Events

Social Networking is hot these days and so want to include this:

Wednesday July 29: Modesto “Tweetup #5” 6:00 p.m. at Clayton’s Restaurant, 1016 H Street, Modesto, CA “a collaborative of Modesto’s twitter and social networking community” (http://www.facebook.com/event.php?eid=204122240426&mid=bcf3a5G5c9a5ff6fbf7fG7)

July 29: 11:00 a.m. PST Lynn will be on Leading Edge Parenting Radio Network hosted by Sandi Schwartz. The show has listeners in over 30 countries.http://www.loaradionetwork.com/sandi-schwartz.html

Aug 30: 7 PM Central Time - Lynn will be on eWomen Radio on WBAP 820 AM – Tune in or go tohttp://www.ewomennetwork.com, scroll down to bottom of page and you’ll see the radio “listen” button.