Financial Happiness is not always about making more money. Here are 5 ways to think differently about your money that are fun and practical. Why not be happy with what you have?
Women in business - if you're overwhelmed about finances, stuck on the treadmill of "never enough" and wonder how to get ahead - hang in there.
Every Financially Savvy woman has to start somewhere. I sure did. In my pre-savvy days I didn't have a clue about money, didn't think about it really, except when bills were due and that didn't mean they got paid. Part of that was ignorance, part denial, part resistance. And, I didn't have a CLUE about how to appreciate what I had to attract more. Sound familiar?
Here are 5 Steps to Help you THINK differently about Your Money which is a Key to Acting Differently.
Step 1) The first step of change is being willing to do something different. It really does take 21 days to settle a new habit into your brain. Pick 1 thing from the following list and commit to doing it!!
Step 2) Focus on Experiences rather than stuff**: I love this one. My husband and I live a simple life and one thing we value over a big house or fancy cars are experiences. Dave’s a hanggliding pilot, we like to travel and I like to push myself exercise wise – occasionally. This weekend I’m doing a 30 mile bike ride in Napa with girlfriends. Yes, there will be food and wine.
Step 3) Value the Money You Already Have: Research shows that after $75,000 a year more money doesn’t make people ANY happier – zip. Instead of focusing on making MORE focus on how can you get the most out of what you have. Think of your money as a FRIEND rather than an enemy. Look at your expenses – no, really print them out and analyze. Notice where you are piddling money away (how many Starbucks do you NEED a month?) and start today to make MORE conscious spending decisions.
Step 4) Pay Now, Consume Later: We are a want it and want it NOW society. And, we have the debt to prove it. Yes, it feels different to SAVE and plan our purchases but the brain is trainable. Take one small purchase this next week and put it off for a couple weeks. Notice how you feel when you DO buy it.
Step 5) Time Affluence: Buy Time*: We are so BUSY. “…30% of emails are viewed as unnecessary.” (**Happy Money) Try having a TECHNOLOGY FREE afternoon and unplug from email, texting, Facebook. (really – they’ll survive & you will too!!).
(** Information from the book Happy Money – Elizabeth Dunn & Michael Norton)
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Certified Money & Business Coach, Professional Speaker & author, Lynn Telford-Sahl, writes the weekly PowerUP Your Money blog for women in small business and direct sales. If you’re ready to PowerUP your Money, your Business & your JOY Here's your Free download: 50 Ways to Boost Your Money bit.ly/1Ii9n1m