I know it seems bizarre, but there are people who have a lot of money and feel GUILTY about it. According to Brad & Ted Klontz, Mind Over Money, "financial rejection" is a fairly common money problem. I know what they're talking about. I had a friend who received a large inheritance and within 3 years it was all gone. Why? She didn't feel she deserved it or had earned it. Having money rather than "working" and struggling for it was out of her comfort zone. There were issues with her parents tied up in the guilt she felt, but she didn't know how to access that unfinished business.