The American public is caught is a storm of financial fear. Who can blame them? The cost of living is up, home prices down, unemployment hovers at about 12% for the country, but here in the Central Valley nearly 18%. Many are working 2 or 3 jobs to keep food on the table and a roof over head. I heard the term Post Financial Stress Disorder (sorry, don't have author's name) and think it's a perfect fit for the severe economic trauma that so many have experienced.