Money Stressors affect 75% of Americans. What's the top reason for divorce? Financial problems that couples can't find ways to solve together.
How do so many of us become like frogs in financially boiling water? When we falsely think we are ok, until it's too late to jump out of the water. When we are falsely thinking we're financially ok until it's too late to jump out of the water?
It's easy. Bills pile up. We ignore them and we hide them from our partner. Credit card debt escalates because we're only paying the minimum. The economy dips. A job is lost. The snowpile turns into an iceburg.
Check this list of physical Stress symptoms and see how many you’re experiencing:
- Pain or tightness in chest
- Muscle tension – especially in neck and shoulders
- Back pain
- Digestive problems
Now...take a deep, slow breath, or 10. Breathing consciously won't change your financial situation, but it will help your body fight off the tension headaches or other symptoms. Really...
Ok, Let's check in with what exactly is stressing you about your money situation? Pick your top stressor:
- Lack of income
- Not saving enough
- Fights with your partner
- Overwhelmed with bills
- Don’t know how to prioritize
As a financially recovering BLONDE, I have made most of the money mistakes one can make. Even if you feel like a financial mess, there’s HOPE and since up to 75% of Americans experience financial stress, YOU are definitely not alone.
Now, what are 3 things you can do to EASE
Tip 1 - Talk About What’s Really Going on with Your Money Situation
Especially for women, talking lightens the load and makes you realize you’re not alone. As I give presentations about money to women in business I hear over and over about the struggles to make enough money, (the decks are still a bit stacked against us – but we’re making progress with income equality). Find a friend or family member to confide in. If there isn’t a safe person available, I offer a FREE 15 minute consult (209-505-2675 or email me email@example.com) or FB message me - I define a safe person as one who will not judge and will keep what you say confidential!
Tip 2 - BREATHE
I know, I know. Breathing won’t CHANGE your money situation, but when the body relaxes the mind relaxes and solutions become more clear.
As a stress management expert for 20 years I’ve taught breathing techniques to thousands of people. Research shows breathing is the #1 most stress management tip.
AND, breathing is FREE, easy and can be done anytime, anywhere.
Here’s How: Exhale first. Breathe in through your nose the to the count of 6, hold for a moment and exhale to the count of 6. Take 10 breaths at least 3 x a day.
Tip 3 - Create a Plan
Start where you are at. Things will get better with a step-by-step plan. Get the bill folder out, the credit card slips. tally up what you owe. Now you know. It may not be pretty, but not knowing often creates more anxiety.
Next step? Figure out one ACTION step you can take this week. If it’s debt, figure out what you can pay weekly or monthly and FOCUS on one credit card until it’s paid off. It’s better to pay something than nothing. LearnVest.com is a terrific website for financial help. Feel a little better?
“I am loving Lynn’s course. I'm so inspired that I'm doing all of the exercises! I'm also really excited. What a beautiful expression of your wisdom. It's a real winner!!!" Susie Fagundes, Co-Owner of Intrinsic Elements - Click here to buy this eCourse!
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M.A. Psychology, Certified Money Coach. Take the Money Quiz to find out your financial strengths & challenges. I offer a free 15 minute quickie phone or email consult about the results. No sales pitch!