Why Can’t I Stop Shopping?

Personal Note 

“Summer time and the living is easy.” That song by George Gershwin is a good reminder about the purpose of summer. Water makes me happy and “summer time” is replenishing and renewing for this Pisces gal. 

My husband Dave and I are heading to North Carolina to visit my daughter next weekend. She lives on Lake Norman and has a boat so we’ll be out on the water and generally being lazy. I’m ready for a lazy week. Also love some of the local food such as biscuits and gravy and shrimp and grits!! 

Maybe it’s the hot weather, but I notice that some of the hyper-drive I’ve lived by the last 20 years has mellowed. Though I still work a lot, I’m relaxing more and focusing on enjoying life – especially the summertime. 

I hope all of you are doing the same. 

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I help women solve their money problems, make more money and enjoy financial peace. What does that mean? Let me ask a couple questions: What gets in the way of making the money you really know you’re capable of? How do money fears or unhealthy money behaviors like overspending, too much debt, or not saving for the future block your success? Money isn’t just about money – it’s about everything!

FREE 15 Minute Consult – Free Yourself (209) 492-8745

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Feature Article

Why Can’t I Stop Shopping?

“Things and conditions can give you pleasure, but they cannot give you joy.”

                                                                       Eckhart Tolle, The Power of Now

Do stress and anxiety make us addictive? Stress and anxiety are at the highest levels I’ve seen in 30 years and cause a vulnerability to addictive escapes. The economy is a big driver, but it’s exacerbated by the amount of change and loss occurring – job, home or illness, and the fact that we’re not taught how to take care of ourselves in pro-active and loving ways.

Escapes do sort of work - a glass of wine (or 3 or 4) or a hit of pot, or shopping and certainly food, can distract us from life problems, but don’t solve them. If you find yourself relating, take a breath, and try to be nonjudgmental.

Shopping: MyVesta, a web-based financial health center, found that 49% of survey respondents overspent. Experts say 5% of the U.S. population could be full-fledged compulsive shoppers.  Check out Lynn’s comment in the NY Daily News Column 7-27-12 “I Know My Shopping is Compulsive – Why Can’t I Stop?” (Read More)

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Upcoming Events

FREE: Step-by-Step Financial Success

We Don’t Like to think about Divorce, Death or Taxes, but they happen anyway and we can protect ourselves.

Learn steps to take control of your financial & legal decisions and Identify Your Money Strengths & Challenges & ask questions of three financial experts.
& ENJOY Wine, Appetizers, Give-Aways!!

When:  Thursday Sept 13  Time:  6:00 – 7:30  Check-In 5:30
Where:  Fuzio’s Downtown Modesto 1020 10th Street
Register: /step-by-step-financial-success/

Intuitive Artist:  Lynn Darpinian’s Workshop: 

Create A Spirit Doll Play Day 

When: Sept 22nd, 10-5pm PT
Where: Lynn’s beautiful home overlooking Dry Creek off Hwy 132. 
Fee: $89.00 Includes materials.
Call:  (209) 522-6846 to Register. Space Limited

Lynn is an inspired artist, creative spirit and dear friend. You don’t want to miss her.

Reserve Your Spot Now!

The Money Spa Women's Retreat

Oct 12-14, 2012  Friday evening – Sunday afternoon

At Beautiful Silver Ridge House in Tuolumne City, CA

$50.00 deposit holds your spot - $199.00 total + spa treatments with Cynthia Flesher $30-60

/moneyspa

Warrior Bootcamp for Business

Oct 27^th Saturday 9:00 – 5:00   p.m.  Modesto, CA  with Deborah Price, International Money Coach, author Money Magic & Lynn

For more information and to register click here now!

Abundant Soul Women’s Event

Sat. Oct 13 10-6 (9:30 registration)
Where: The Seasons  945 McHenry Ave., Modesto 95350 
Only:  $97.00 

Seats are limited – Bring your sister, mom BFF’s, co-workers and all the women in your life!!

Women - Strengthen your internal body confidence

Susan ONeill Bremer
Self-Appeal Self Appeal® Coach, Speaker, Author, Workshop Leader

Saturday morning workshop
Classes: Aug. 18 & October 6,

For more information go to: 
http://www.selfappeal.com/upcoming-classes/

www.selfappeal.com, 209-765-4324

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Spotlight

Kathy Ray

 
Kathy Ray, CPP is a Modesto based Creative and Unique Portrait, Wedding & Event Photographer. She is one 8% of the Professional Photographers of America members holding the Certified Professional Photographer Degree and an Affiliate Volunteer for "Now I Lay Me Down To Sleep". This shows that with Kathy's qualifications, standards and her eye for detailed perfection, she creates emotional images that are lifelong treasures.

Fifty Shades Of Green

Personal Note 

Family, Vacations & How Much Money Is Enough

I’m in La Quinta on vacation visiting family. It’s 115 outside. I really love my family. What a contrast between last weekend at Lake Tahoe – 80 degrees and the 115 unbelievable heat of the desert. I can barely breathe. Whew!!

Speaking of vacations and time off. When I give talks about money to women in business I often ask the question how much money is enough for you to live the lifestyle you want to live? For my husband Dave and I, it’s enough to live in a nice tidy home (with a nice small house payment) in a cute little neighborhood close to everything, to work hard and here’s the important thing for us – to be able to afford to take 4-6 weeks off a year. That’s of particular value for us. It’s different for all of us, but what’s of value to you and how much is enough money are really good questions to figure out. (For Lynn's blog click here.) Americans don’t tend to value time off or leisure time as much as Europeans do. And, it’s not to say I don’t work a lot – I work plenty and I have time off. But, I don’t own a flashy car or expensive clothes. All about choice, right?

Back to Lake Tahoe – My friend Marianne, two newer friends Marni and Linda (picture) drove to Tahoe and stayed at a friends cabin. We had a blast. On Saturday we rode in a memorial bike ride for Jerry Shelton, Pam Shelton’s husband, who passed away a year ago riding Donner Pass. A group of about 15 of us rode around Donner Lake – 10 miles – far enough. Pam’s group rode Donner Pass – 35 miles straight up – good for them – not something for me. It was a really fun weekend and I was grateful to participate in the ride supporting Pam who is an amazingly strong, heart oriented woman.

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I help women solve their money problems, make more money and enjoy financial peace. What does that mean? Let me ask a couple questions: What gets in the way of making the money you really know you’re capable of? How do money fears or unhealthy money behaviors like overspending, too much debt, or not saving for the future block your success? Money isn’t just about money – it’s about everything!

FREE 15 Minute Consult – Free Yourself (209) 492-8745

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Feature Article

Fifty Shades of Green

What’s a bigger discussion taboo around the dinner table? (Adult dinner table, of course) Money or sex? No doubt about it, money.

If you’re a woman you’ve probably read “Fifty Shades of Grey” and have been talking about it with your friends. But I bet you haven’t talked about Fifty Shades of Green – a more important, serious (but less lustful & fun) topic than the characters of Christian Grey or Anastasia Steele ever could be.

It’s hard to talk about money. It’s stressful and scary. Money in the world of Fifty Shades of Grey is full of fun and fantasy – palatial apartments, new cars given to girlfriends, helicopter rides for first dates. (Hello handsome, sexy Christian Grey). (Read More)

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Upcoming Events

 Do You Have any of These $$ Scripts?

Money Circles for Women  Starts July 26th

Click Here To Register Now!

Do you long for someone to take care of you financially?

Do you think “rich people” are greedy?

Do you wonder how you’ll ever get ahead again?

Is self-worth & net-worth mixed up for you?

Do you undercharge? (Many self-employed women do)

Are You Ready to:

Be Financially Healthier and Stronger?

Break out of Your Financial Comfort Zone (& make more $$)

Develop Strategies for Financial Peace of Mind?

Women’s Money Circles is a 6-Week Webinar of up to 10 women. Here’s What You’ll Receive:

*Identify patterns that block success

* Know Your top 3 Money Challenges & What To Do About Them

* Chart the Action Steps to Move Forward

* Identify Your Money Type – Hidden Patterns that Limit or Enhance Success

Starts Thursday July 26th 6:00 p.m. – 7:30 p.m. (PST)

Register by clicking here!

Reserve Your Spot Now!

The Money Spa Women’s Retreat

Oct 12-14, 2012  Friday evening – Sunday afternoon

At Beautiful Silver Ridge House in Tuolumne City, CA

$50.00 deposit holds your spot - $199.00 total + spa treatments with Cynthia Flesher $30-60

/moneyspa 

Warrior Bootcamp for Business

Oct 27^th Saturday 9:00 – 5:00   p.m.  Modesto, CA  with Deborah Price, International Money Coach, author Money Magic & Lynn

For more information and to register click here now!

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Spotlight

Miranda Palmer of ZynnyMe: Technology Coaching for Real People

http://zynnyme.com/ 1-209-602-1513

Check out this link to read reviews about Anxiety and Stress Reduction Apps put together by Miranda Palmer – a great resource for women & technology. http://zynnyme.com/blog/2012/5/18/app-reviews-anxiety-and-stress-reduction.html

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Apps to Change Spending & Eating Habits

Personal Note

“You Can Do Anything You Set Your Mind To”

My husband and I got away for a much needed weekend this last month. We stayed at a remote Bed & Breakfast north of Healds burg, reconnected, lazed around, ate good food, tasted some wine, enjoyed the gorgeous country and replenished. As I like to say when life is good – Thank you, Thank you Thank you!!

This type of get away was something my mother would have loved. She’s been gone for almost 20 years but a saying she had comes into mind often – “You can do anything you set your mind to.” I focus on this phrase when I want to attract a weekend get-away, new clients, improve relationships, or stay focused on what needs to be done.

I also think about the message of “The Secret” which was a huge catalyst for prosperity building a few years back. “The Secret” helped millions realize how powerful the mind is to create what we desire, if we stay focused and positive and clean out the hidden obstacles. Then the economy went south and people lapsed into fear, and many have not recovered their optimism or hope.

Let’s remember how important it is to manage our thoughts – you know – those negative, critical ones that pull us into the dark side. To focus on what we WANT and to be grateful for the blessings of life.

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I help women solve their money problems, make more money and enjoy financial peace. What does that mean? Let me ask a couple questions: What gets in the way of making the money you really know you’re capable of? How do money fears or unhealthy money behaviors like overspending, too much debt, or not saving for the future block your success? Money isn’t just about money – it’s about everything!

FREE 15 Minute Consult – Free Yourself (209) 492-8745

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Feature Article

Apps to Change Spending & Eating Habits

Bad spending habits can be just as challenging and destructive as weight problems. Now there are Apps like Urge or Make a Habit, Break a Habit to make it easier to stay on track.

What kind of challenging money habits do you have? Are you an unconscious spender? Do you go to the mall and two hours later have bags of purchases yet you can’t remember what exactly you paid for them?  Are you a secret shopper? And, I don’t mean the kind that’s hired by Safeway to check up on their customer service. I mean, do you sneak your purchases home when your husband is busy and hide them so you don’t get feel guilty, or get grilled? Do you struggle to maintain a budget or is budget a word you haven’t yet acquainted yourself with? (Read More)

ANNOUNCEMENT:

Addiction Therapist:  You know me primarily as a coach, but I’ve been a Certified Addiction Counselor and specialist for over 20 years. I have an office in Modesto at Balanced Living Counseling.  Recently I knew I needed to have a web presence for this side of my business. I particularly enjoy working with family members or adult children of alcoholic parents to help them learn healthy, loving ways of communicating boundaries or limits.

If you or someone you know is struggling with addictive behaviors like overspending, debting, alcohol, drugs, food, internet overuse, gambling please let them know I’m available.

AddictionModesto.com is a new website !

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Upcoming Events

  Reserve Your Spot Now!

The Money Spa Women’s Retreat

Oct 12-14, 2012  Friday evening – Sunday afternoon

At Beautiful Silver Ridge House in Tuolumne City, CA

$50.00 deposit holds your spot - $199.00 total + spa treatments with Cynthia Flesher $30-60

/moneyspa 

Warrior Bootcamp for Business

Oct 27^th Saturday 9:00 – 5:00   p.m.  Modesto, CA  with Deborah Price, International Money Coach, author Money Magic & Lynn

For more information and to register click here now!

Video Testimonial from a Money Coaching Graduate:

Diane works with the numbers and budgeting aspect of money. I refer my clients who need that assistance to her.  I work with the emotional relationship with money. You can start at either end, depending on what’s comfortable or what’s most needed.

“Through coaching with Lynn I realized I used money as clothing, as a shield, as a protector to who I was rather than as a tool and to help the people I want to help. Since opening up my thinking on money, clients have been calling like crazy.” 

Diane Hinkley, Financial Coach,
New Beginnings Financial Coaching  209 480-0409  diane@moneycoach.us /testimonials/

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Spotlight

Ginny Hollis is the owner of Hollis Associates established in 1980 in Modesto. Her bookkeeping specialty is small to medium business. Ginny also provides Training in bookkeeping, Quick Books, Excel, Word, e‐mail. I was thrilled to hire Ginny about a year and a half ago and am more productive because of it. Her rates are reasonable. She is also community service oriented and a member of Soroptimist International of Modesto since 1984.

Contact Ginny at (209) 604‐6087 or gohollis@pacbell.net.

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Time to Educate Yourself About Money

Personal Note

My heart is full and my feet still a little tired from our Lemonade Stand adventure on Saturday May19th. Thank you so much to everyone who came out and supported the TEAM!!

It was my husband Dave, my daughter-in-law Gina’s and my privilege to support Team Extreme Lemonade. Their sales & tips totaled $577.00. At the end of the day that’s a lot of lemonade!!!

There were 100 lemonade stands throughout Modesto on Saturday. Team Extreme was comprised of 4 ten and eleven year olds – Grace, Maddi, Mia and Christian. They all did a fabulous job greeting customers, counting change and running up and down Sisk Ave with well-designed Lemonade signs to bring in business.

As part of the process, they created a business plan, estimated expenses and obtained investors who will receive a 7 ROI (return on investment), and they’ll be able to send 10% each to their selected charities – The Animal Shelter and the Gospel Mission. After all that the kids will still put $50.00 in their own pockets.

It’ll be fun to see how this memory impacts their entrepreneurial spirits in the future!!!

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I help women live their dreams by getting their Money Hose in order! What does that mean? Let me ask a couple questions: What does $$ mean to you? What gets in the way of making the money you really know you’re capable of? How do money fears or unhealthy money behaviors like overspending, too much debt, or not saving for the future block your success? Money isn’t just about money – it’s about everything!

FREE 15 Minute Consult – Free Yourself (209) 492-8745

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Feature Article

Time to Educate Yourself About Money

The price we Americans have paid for not being financially educated is very, very sad. I talk to people every week who are waking up to the realization that the avoidance of their money problems has created major financial disasters. My heart goes out to them and there’s help available.

I’m researching all the time about money and I found a great resource for women – Learnvest. Learnvest was founded by Alexa Von Tobel. She studied psychology and happiness at Harvard and then went to Wall Street. She wrote an award winning business plan and then raised money to start Learnvest because she didn’t feel there was a good one-stop financial resource out there for women. Well, she created it.

Alexa recommends a budget formula:

1) Less than 50% of your income for essentials (rent, food, transportation, utilities)

2) 20% income should go to debt relief/and or savings.

3) 30% goes to your life priorities and choices.

The website is comprehensive and beautifully and simply done. www.Learnvest.com

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Upcoming Events

Mind Over Money Telseminar

Get Your Money House in Order and Relax About Money!

Do you or someone you know make these Mistakes with Money?

* The biggest source of STRESS in your life is $$

* Believe more $$ than you currently have will make you happy? (Hint – millionaires believe more will make them happy also)

* Piddle money away on lots of little things - Starbucks, beauty products, fast food? But avoid saving for retirement or the future?

* Take care of others before you take care of yourself financially?

* Undercharge or Over Service Clients?

* You've been through a financial trauma: bankruptcy, job loss, credit card debt

* You want more Energy, Vitality & JOY to Create Your Next Financial Step

In This Lunctime Teleseminar you will:

* Learn WHY your $$ History Energizes or Blocks Your Ability to Make $$

* Understand How Unfinished Money Stuff Affectst How much $$ You Make and most importantly KEEP!

* Identify your Money Type to illuminate perplexing patterns, habits & limitations with money & to Empower Your Financial Decisions

* Use guided visualization to connect with your “Power” Money Types of the Warrior & Magician

* Design the action steps to move out of Financial stress and into Financial Health

Register by clicking here!

NEW – TAKE ACTION NOW – WARRIOR BOOTCAMP

Warrior Bootcamp for Business August 2012

I’m really excited that Deborah Price, my Mentor & Coach & the founder of The Money Coaching Institute will be coming to Modesto to teach the 2 Day Warrior Bootcamp for Business.

Warrior Bootcamp for Business is an inspiring, practical and highly impactful workshop designed for business owners of all types.

Unfortunately, most people are not taught how to be successful in business, personally or financially. As a result, many business owners and entrepreneurs often struggle unnecessarily because they haven't learned to engage their inner "Warrior," the money type that holds the key to your financial success.

In Warrior Bootcamp, we will help you to gain access to the part of yourself that is strong, powerful, focused and capable beyond your current knowing.

Warrior Bootcamp for Business is quite different from a "traditional" business planning process as it is divided into three core components:

1. Money Coaching - Includes processes for Identifying Your Business Blocks and Obstacles to Success, Evaluate Your Leadership Quadrants and Influencing Archetypes.

2. Business Coaching - Will help you Develop Your Unique Position & Market, Build a Realistic Revenue Model, and Daily Right Action Plan & Strategies for Business.

3. Marketing - Focuses on Creating Effective Passive and Active Marketing Strategies and helps you build Your Marketing Model

Investment: Regularly $795 but for Central Valley Business Owners $595.

More information to come!

The Money Spa – A Women’s Retreat

Silver Ridge Retreat Center in Tuolumne City, CA
Cynthia Flesher, CMT & Lynn Telford-Sahl
Oct 12th, 13th, 14th

Nurturing, fun, relaxing, & empowering:

What You Receive: 2 nights (double occupancy) 5 meals

Lynn’s Money Coaching PowerUP Your Money Workshop

SPA FUN - For an additional $30-60 Cynthia is booking foot, chair or full massages – Her calendar will fill so book early!!

Are You Ready for This? $199.00 (plus spa treatments)

Only 20 Spots Open $50.00 Deposit holds your spot

Register by clicking here!

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Spotlight

Ginny Hollis is the owner of Hollis Associates established in 1980 in Modesto. Her bookkeeping specialty is small to medium business. Ginny also provides Training in bookkeeping, Quick Books, Excel, Word, e‐mail. I was thrilled to hire Ginny about a year and a half ago and am more productive because of it. Her rates are reasonable. She is also community service oriented and a member of Soroptimist International of Modesto since 1984.

Contact Ginny at (209) 604‐6087 or gohollis@pacbell.net.

Is The American Dream Dead?

Personal Note

Wonder is a powerful word. It’s about possibility, dreaming, inspiration. When I started coaching 8 years ago I wondered where this career choice would take me. It has been quite a learning process going from counseling/healing to a business focus.

I was coaching for about a year when I had an “aha” I shared with my husband. “Dave, I didn’t realize it until now, but I’m in sales.” He laughed and said, “I wondered when you were going to figure that out.” It took time, but I’ve actually come to enjoy my “joy” calls as I like to name the time I spend talking with people who might need my services.

I love coaching because I love people. I love helping others reach their goals and stay true to their dreams and I receive so much more than money in the process. Yesterday I had lunch with a financial advisor who freely shared how to take care of an investment, a local business owner who dedicates time to helping troubled teens and a writer who’s intuitively gifted.

Since I like to have Fun throughout each day I play the “I Wonder Game.” It goes like this: Ask the question: I wonder (for example) I wonder _______what money will show up unexpectedly today, what I might learn and from whom, what laughs will occur, what fun things will happen today. Yes, having a sense of WONDER is a powerful way to move through each day!!

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"I was named #1 in Sales in the new clothing company Celebrating Grace." Pat Brown, Celebrating Grace Central Valley, CA

I help women live their dreams by getting their Money Hose in order! What does that mean? Let me ask a couple questions: What does $$ mean to you? What gets in the way of making the money you really know you’re capable of? How do money fears or unhealthy money behaviors like overspending, too much debt, or not saving for the future block your success? Money isn’t just about money – it’s about everything!

FREE 15 Minute Consult – Free Yourself (209) 492-8745

“Just named #8 in North America in Nikken! Thank you Lynn and the Law of Attraction.” Kathy Harris, Nikken Entrepreneur, Lodi, CA

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Feature Article

Is The American Dream Dead?

No. But it does need mouth-to-mouth assistance. “Resuscitate the American Dream with hope, change and personal responsibility,” says Suze Orman in her newest book, The Money Class. The American Dream our parents embraced was one of living BELOW their means. This is a lesson we lost track of in the obsession for MORE that advertisers promoted and we indebted ourselves to (in oh so many Visa and MasterCard ways).

We need to not only rescue the American Dream as Suze says, but resuscitate it with the old virtues of hard work and sacrifice. Boring, and so not as exciting as the Kardashian or Jersey Shores lifestyles, but realistic.

Suze says, and I agree, that we must move beyond materialism – an empty value if there ever was one – to authentic happiness. Read more...

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Upcoming Events

PowerUP Your Money Introductory Workshop

Are you READY to CHANGE Lifelong Money Patterns, Get Your Money House in Order & Reach your Full Financial Potential?

When: Wed April 25
Time: 6:00 – 8:30 p.m.
Where: You'll get the info once you register
Investment: $27.00
Register: click here now!

Appetizers Wine FUN Appetizers Wine FUN Appetizers FUN

NEW – TAKE ACTION NOW – WARRIOR BOOTCAMP

Warrior Bootcamp for Business June 15th & 16th 2012

I’m really excited that Deborah Price, my Mentor & Coach & the founder of The Money Coaching Institute will be coming to Modesto to teach the 2 Day Warrior Bootcamp for Business.

Warrior Bootcamp for Business is an inspiring, practical and highly impactful workshop designed for business owners of all types.

Unfortunately, most people are not taught how to be successful in business, personally or financially. As a result, many business owners and entrepreneurs often struggle unnecessarily because they haven't learned to engage their inner "Warrior," the money type that holds the key to your financial success.

In Warrior Bootcamp, we will help you to gain access to the part of yourself that is strong, powerful, focused and capable beyond your current knowing.

Warrior Bootcamp for Business is quite different from a "traditional" business planning process as it is divided into three core components:

1. Money Coaching - Includes processes for Identifying Your Business Blocks and Obstacles to Success, Evaluate Your Leadership Quadrants and Influencing Archetypes.

2. Business Coaching - Will help you Develop Your Unique Position & Market, Build a Realistic Revenue Model, and Daily Right Action Plan & Strategies for Business.

3. Marketing - Focuses on Creating Effective Passive and Active Marketing Strategies and helps you build Your Marketing Model

Investment: Regularly $795 but for Central Valley Business Owners $595.

Register by clicking here!

The Money Spa – A Women’s Retreat

Silver Ridge Retreat Center in Tuolumne City, CA
Cynthia Flesher, CMT & Lynn Telford-Sahl
Oct 12th, 13th, 14th

Nurturing, fun, relaxing, & empowering:

What You Receive: 2 nights (double occupancy) 5 meals

Lynn’s Mind Over Money Workshop

SPA FUN - For an additional $30-60 Cynthia is booking foot, chair or full massages – Her calendar will fill so book early!!

Are You Ready for This? $199.00 (plus spa treatments)

Only 20 Spots Open $50.00 Deposit holds your spot

Register by clicking here!

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Spotlight

Wendy Malone
Licensed Contractor, A Woman's Touch

Wendy is meticulous. When she paints a room, she takes a picture, takes everything out and puts everything back as you had it. She does a great job, goes the extra mile and then some and you will love her cheerful, happy personality as well.

Wendy is a licensed contractor and owner of A Woman's Touch Painting & Handywork. She specializes in house painting, crown molding and laminate flooring installation, murals, minor plumbing, electical and more! With 15 years experience, she does it all with a Women's Touch!! (209) 352-5566

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