3 Excuses Women in Business Use to Stay Broke!

Women in Business: What are your money excuses?  There are reasons why you don't have the money you'd really like to have. One thing to ask yourself: Do you treat money with the respect it deserves?

Perhaps you ignore your money (or should I say the balance in your checking account) except when you need to buy that pair of shoes on sale. Or, you live from pay check to pay check, hoping you’ll make it to the end of the month, but never quite sure. Anxiety provoking? Yes.

On one side of the money coin are those that aren't making enough money and struggle. But, I hear from women all the time on the other side of the NO Respect coin. They make plenty of money, but don’t know where it goes or feel out of control because they're not managing it well.

First Excuse: Not saving enough

  • This is the #1 suggestion in Money Magazine’s July 2012 article “101 Ways to Build Wealth” – instead of 10% of your pay, start saving 15% - boosts your pre-retirement income from 57% to 69% and that’s huge. Retirement comes faster than you can imagine!

Excuse #2:  Women Spend on Piddly Things

  • Women spend on beauty products, shoes, purses – things that don’t last and don’t add real value to their wealth. LearnVest says “spending on a vacation or a clothing item that revolutionizes your wardrobe are totally worthwhile and prioritize your spending.”  

Excuse #3:  It's My Parents Fault

  • Yes, our parents spending, saving or earning habits affect how we feel and think about money. Are you frugal to the point it hurts? Or are you an avoider like your mom was? Or a bit of a tyrant with others as your dad could be around bill paying time?  Becoming aware of how our parents money habits affects ours, starts the process of unhooking and reclaiming our own responsible relationship with money. And, it's our responsibility as adults to figure out our money.

Are you ready to give up your excuses? Money is not important for the paper or coin it is – it’s important for the choices it gives us. Do you ever look in the mirror and wonder: What are the steps to going from broke to respectful with my money? 

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Certified Money & Business Coach, Professional Speaker & author, Lynn Telford-Sahl, writes thePowerUP Your Money blog for women in sales and small business. If you’re ready to PowerUP your Money, your Business & your JOY get your FREE Financial Strategy Session with Lynn at www.powerupyourmoney.com or take The Money Quiz to find out your Money Strengths & Challenges.